If you are buying a home or refinancing a mortgage, many questions are bound to arise. Let these calculators guide you through matters such as whether to rent or buy; figuring the total amount you can borrow; or comparing one mortgage to another.

 

Mortgage Loan Calculators For You!

 

 

 

Payment Calculator

This Easy to use calculator helps you to determine a fixed payment for a certain loan amount over a period of time.

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Qualifying Calculator

How much income does it take you to qualify for a particular home?  This calculator will tell you.  However, you may want to adjust the qualifying ratios to 33/38 or whatever your local lender recommends.

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Affordability Calculator

How much house can you afford with your income?  This calculator helps and is designed for those putting less than twenty percent down. 

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Rent vs. Own

Rents have risen considerably recently.  This calculator helps to show what your net gain may be in owning rather than renting, taking many considerations into account.

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Principal After X Years

Perhaps you plan to sell this home in five years and want to know what your mortgage balance will be at that time.  T

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Principal Prepayment Calculator

This mortgage calculator tells you when your normal payoff would be and when it would be if you paid a specific extra amount each month.

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Prepayment Analysis Calculator

Suppose you want to pay off your mortgage in a specific period of time.  How much should you pay monthly to accomplish your goal?

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Prepay Principal or Invest the Money?

This calculator will help you make the decision on whether it makes more sense for you financially to pay down your mortgage or put some money away in financial investments of various kinds.

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Bi-Weekly Mortgage Calculator

A bi-weekly mortgage is basically the same as making one extra mortgage payment a year.  This calculator tells you how quickly you’d pay off your mortgage if you were making the payments every two weeks instead of once a month.

 

 

 


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7828 N. Haven Ave • Rancho Cucamonga, CA 91730
Office: (909) 476-9600 •