We realize that people do business with people they trust. We are interested in what is best for you, the client. We pride ourselves on being knowledgeable with the Inland Empire and staying current with changes in the industry that will affect the success of your transaction. You have worked hard to be able to purchase the home of your dreams. We feel a responsibility to make those dreams a reality and help you make the right financial decisions.

If you are buying a home or refinancing a mortgage, many questions are bound to arise. Let these calculators guide you through matters such as whether to rent or buy; figuring the total amount you can borrow; or comparing one mortgage versus another.

General review of the basic loan programs available today

Reverse mortgage helps seniors tap home equity to their advantage. Know how reverse mortgage works and whether it is a safe way to get money from home.

Real Estate mortgage terms and definitions in plain english for home buyers and sellers

You can find refinance options all over the internet and on TV, but before you jump into a refinance, you need to decide why you are refinancing. Do you want to have a lower payment? Do you want to have a shorter loan term? Do you want to pull some equity out of your house?

A FICO score is a credit score developed by Fair Isaac & Co. Credit scoring is a method of determining the likelihood that credit users will pay their bills and has become widely accepted by lenders as a reliable means of credit evaluation. FICO scores attempt to condense a borrower’s credit history into a single number.

You can find refinance options all over the internet and on TV, but before you jump into a refinance, you need to decide why you are refinancing. Do you want to have a lower payment? Do you want to have a shorter loan term? Do you want to pull some equity out of your house?

Become familiar with navigating the loan process step by step with this simple flowchart.