Mortgage loan options are rated by credit, labeled like school grades - "A" credit is the best, then down to A-, B, C, etc. Even if you do not have an A credit, our lenders can let you know what your options are. The interest rates are generally going to be higher, and may require a larger down payment. If you determine that you are not satisfied with this type of financing, then our lenders can sit down with you and help map out what you need to do with your credit and finances for the next six to twelve months in order to qualify for an A credit loan.
There are three main credit bureaus that most provide information to on a monthly basis. Each month, your credit holders report information to the credit bureaus about your current balance, minimum payment requirements, and credit history. The following is the contact information for each of the major credit bureaus:
Experian Information Service (XPN)
PO Box 2002
Allen, TX 75013
(888) 397-3742
PO Box 2002
Allen, TX 75013
(888) 397-3742
TransUnion (TUC)
PO Box 1000
Chester, PA 79022
(800) 916-8800
PO Box 1000
Chester, PA 79022
(800) 916-8800
Equifax Information Services (EFX)
PO Box 740243
Atlanta, GA 30374
(800) 685-1111
PO Box 740243
Atlanta, GA 30374
(800) 685-1111
To order a free credit report and analysis, please call us at (909) 476-9600; or fill out the form below.
